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What is Unclaimed Deposit in Bank | आपका पैसा बैंक के unclaimed deposit में है? | CA Ruchi Maheshwari

#unclaimeddeposit #unclaimed #banking #rbi #customerawareness #deaf #dormant #dormantaccounts #caruchimaheshwari
Banks में अपना Unclaimed पैसा कैसे ढूंढे?
   • RBI UDGAM Portal: How to Find your Un...  
An unclaimed deposit in Indian banks refers to funds lying dormant in a bank account with no customer-initiated transactions for a specified period, typically exceeding ten years. These deposits can be in the form of savings accounts, fixed deposits, or other financial instruments. Indian banks are mandated by law to identify and classify such accounts as "unclaimed" and transfer the funds to the Depositor Education and Awareness Fund (DEAF) established by the Reserve Bank of India (RBI). These funds are held in trust until the rightful owners or their heirs come forward to claim them, ensuring financial protection for customers and promoting financial awareness.
CA Ruchi Maheshwari
Radio Dwarka,
India’s First Online Community Radio,
12 September 2023, Tuesday

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